Prepare the cream cheese filling. Place the cream cheese and brown sugar into a small bowl. Using a hand mixer, mix until well combined. Transfer into a piping bag. Set aside.

Make the pancake batter. Add the flour, sugar, salt, and baking powder to a medium bowl and mix to combine.

In a separate bowl, add the eggs, butter, and milk and whisk until everything is thoroughly combined.

Slowly add the dry ingredients to the wet and mix to combine.

Heat a nonstick pan or skillet over medium heat. Spray with nonstick cooking spray. When the pan is hot, scoop ¼ cup of batter into the pan. Pipe 1-2 tablespoons of the cream cheese into a swirl in the center of each pancake. Scoop another ¼ cup of batter and cover the cream cheese mixture. Sprinkle on a handful of chocolate chips. Cook for 2-3 minutes on each side, flipping when the bubbles start to form.

Repeat until the batter is gone.

Top with your favorite pancake toppings and serve immediately.